How It Works

The Process of Getting a Cash Loan

The most common way to obtain a cash loan is by applying through a lending network, which will match your loan request with a suitable lender. The first step is to submit an online loan application on a site like Your cash loan application will require you to enter personal information, including your Social Security number and other details, as well as the amount of money you want to borrow. is secure website, which ensures that your personal information remains private.

Once you have completed and submitted your online application, it is processed and presented to a large network of available lenders. Based on the information provided in your application and the different lenders’ requirements, you will be matched with a suitable lender. You will then be redirected to the lender’s website, where you will have access to the proposed loan’s terms and conditions (including fees, interest rate and repayment schedule), which you should read carefully.

The cash loan process typically follows these steps:

1. Complete and submit a simple two-minute online application.

2. The application is presented to a network of lenders and a suitable lender is identified.

3. You will receive a loan decision in 1 hour and then be redirected to the lender’s website, where you can read the proposed loan’s terms and conditions and sign the loan agreement if you accept them.

4. If you dislike the terms and conditions, don’t sign anything — you have no obligation to borrow and repay the money until you’ve signed the agreement.

5. Once the loan agreement is signed and processed, the money is deposited directly into your bank account, usually the next business day.